Category Archives: Credit Cards

My Best Credit Card Offers in the World Are Updated, and More

Nothing too excited. I removed old Citi AA links and replaced them with working ones–does anyone have any idea why they keep doing it? Added another BoA 75,000 Virgin Atlantic offer, which I, personally, am not going to use due to $12,000 spend. For some reason, I forgot to add Capital One Venture 40,000-point offerContinue Reading

Just Got My New Chase Ritz Carlton Card–Is It the Best Reward Card Ever?

First thing first: the presentation is beautiful! And the card? The card is heavy as you won’t believe it. Hit someone on the head with this thing, and I guarantee they will feel it. So don’t. 🙂 It’s heavier than the Sapphire Preferred, which is also metal, but it doesn’t hold a candle to thisContinue Reading

New AMEX Delta 50,000-Mile Offer And $50 Statement Credit

    AMEX has a new 50,000 Delta Gold SkyMiles offer valid until September 8, 2014. They also have a 50K offer for the Platinum card too, but that one will cost you $195 although with $100 credit and 15,000 MQMs if you are into this kind of things (I’m not). 🙂 Still, according to some reports,Continue Reading

What Does the New FICO 9 Scoring Model Means to Miles and Points Junkies

I had a beer with famous (or infamous to some 🙂 ) TBB from Travel Blogger Buzz yesterday night. A couple of other hobbyists showed up too, so we talked and exchanged some war stories, stuff like that. It was very enjoyable to talk to people who don’t think you’re crazy every now and then. My newContinue Reading

I Applied for Chase Ritz Carlton Card: 70,000 Points/No Annual Fee

  This offer has been known to be alive for a long time, but I have been reluctant to write about it. First, I had my doubts. Theoretically, it has an invitation code, so it’s not for the general public. Second, when the offer became available first time around (about 2 years ago), there were someContinue Reading

Even Better Chase United Credit Card Deal and an Update!

  Per Saverocity, Chase today sweetened the deal offering an additional $50 statement credit to its already great 55,000-mile offer. If you have not received your Chase United MileagePlus Card sign up bonus within the last 24 months, you are out of excuses. Yes, this is a really great deal! Click on the picture aboveContinue Reading

It’s Like Churning Gods Don’t Like Me Anymore… :-(

Either that, or I might’ve been way too lucky before. Despite churning credit cards for many years, I have only been denied a few times, and most of the times in my early days when I just started out and didn’t know that no doesn’t really mean no. In the last five or six years, I only remember twoContinue Reading

New 40,000-point offer from Capital One Venture

Here is a new offer from our old friend Capital One Venture. 40,000 points is equal $400. Easy $400, after spending $3,000 in three months. According to several accounts, people report getting Cap One bonuses repeatedely, so this is a good one. No annual fee for the first year and $59 thereafter. From the horse’sContinue Reading

The New FICO 9 Score Model: Part Three–A Secret Handshake!

Previous Posts: The New FICO Score Model is Coming Our Way This Summer! The New FICO Score Model is Coming Our Way This Summer: Part Two! Do you want to know your real FICO score for free? Real FICO, real FREE, and whenever you want it? Read on! Look, I have to admit: my secretContinue Reading

The New FICO Score Model is Coming Our Way This Summer: Part Two!

  Part One is Here There are considerable changes between FICO 8 and FICO 04. FICO 8 is the most “pro-consumer” model to date, although some new measures are more punitive. Here is what changed (from the horse’s mouth): High credit card usage FICO 8 score is more sensitive to highly utilized credit cards. So ifContinue Reading

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