Since my last post on the Best New Bank Account Cash Bonuses, there have been quite a few new offers. Chase is still going strong, but depending where you live you can get from $150 to $500 in new free money. These offers are extremely valuable if you need an extra account or two for Amazon Payment. Otherwise… just kidding. There is no otherwise; it is still free money.
The offers listed below pay at least $150, have easy terms and conditions and do not have qualifying direct deposit requirements. Enough already with that direct deposit nuisance!
NEW PERSONAL ACCOUNT BONUS OFFERS (HT to Doctor of Credit)
$150 bonus for Easy Checking account. Other accounts have overly high requirements to avoid a $30 monthly fee.
Available States: AZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY
Highlights:
- Minimum Opening Deposit is $100.
- Expiration Date: 08/29/14.
- Bonus will be credited by 12/31/14 to accounts in good standing.
Read full T&C HERE.
William states that Direct Deposit is required, however, I read the T&C very carefully and didn’t find any mention of it, except as an option to avoid a $10 monthly fee. However, you can also avoid the monthly fee by maintaining a “an average monthly balance of $1000 or more” or using “Bank of the West Debit Card for 10 or more purchases each statement cycle”.
Astoria Bank (New York only!):
$250 bonus “when you open a new Simple+ or Select Account, maintain the required balance and either: receive direct deposits of $250 or more or make three online bill payments of at least $25, during three consecutive months.”
Opt for the Simple+ account since Select has an overly high balance requirement to avoid a $30 monthly fee.
Highlights:
- Maintain a $2,500 for 3 consecutive months out of four.
- Expiration Date: 09/01/14.
- Bonus “will be credited to the account within… 30 business days of the third month’s required bill payments”.
US BANK (national):
$150 bonus plus “a chance to win a Tesla Model S or $100,000 in cash”. Opt for easy checking account unless you’re looking for other banking benefits.
Highlights:
- Maintain a $1,500 to avoid a monthly fee.
- Expiration Date: 09/12/14.
- “Complete three or more Online Bill Pay transactions by October 31, 2014”.
- “The cash bonus will be deposited into your new Checking Account within 60 days of… Bill Pay verification”.
NEW BUSINESS ACCOUNT BONUS OFFERS
$250 Bonus
From the horse’s mouth:
- Show this offer to a banker when you open your new Spark Business Checking Account.
- Deposit $5,000 and make one online bill payment within 30 days.
- Get $250 deposited into your account—yep, it’s that easy.
Sure seems easy to me! The expiration date is 08/31/14.
$200 Bonus plus $50 check order credit.
Please note: the offer is supposedly valid for Massachusetts residents only, however, I have not found these restrictions in the T&C. The expiration date is not listed.
What you get and what you will need to do from the horse’s mouth:
- Receive $50 for opening a new business checking account
- Receive a $50 check order credit
- Receive $50 for signing up for Online Banking
- Receive $50 for signing up for eStatements
- Receive $50 when you set up a recurring ACH credit
Photo by: freemoneyday
