Make Tomorrow Your Free Money Day

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Since my last post on the Best New Bank Account Cash Bonuses, there have been quite a few new offers. Chase is still going strong, but depending where you live you can get from $150 to $500 in new free money. These offers are extremely valuable if you need an extra account or two for Amazon Payment. Otherwise… just kidding. There is no otherwise; it is still free money.

The offers listed below pay at least $150, have easy terms and conditions and do not have qualifying direct deposit requirements. Enough already with that direct deposit nuisance!

NEW PERSONAL ACCOUNT BONUS OFFERS (HT to Doctor of Credit)

Bank of the West

$150 bonus for Easy Checking account. Other accounts have overly high requirements to avoid a $30 monthly fee.

Available StatesAZ, CA, CO, ID, IA, KS, MN, MO, NE, NV, NM, ND, OK, OR, SD, UT, WA, WI, WY

Highlights:

  • Minimum Opening Deposit is $100.
  • Expiration Date: 08/29/14.
  • Bonus will be credited by 12/31/14 to accounts in good standing.

Read full T&C HERE.

William states that Direct Deposit is required, however, I read the T&C very carefully and didn’t find any mention of it, except as an option to avoid a $10 monthly fee. However, you can also avoid the monthly fee by maintaining a “an average monthly balance of $1000 or more” or using “Bank of the West Debit Card for 10 or more purchases each statement cycle”.

Astoria Bank (New York only!):

$250 bonus “when you open a new Simple+ or Select Account, maintain the required balance and either: receive direct deposits of $250 or more or make three online bill payments of at least $25, during three consecutive months.”

Opt for the Simple+ account since Select has an overly high balance requirement to avoid a $30 monthly fee.

Highlights:

  • Maintain a $2,500 for 3 consecutive months out of four.
  • Expiration Date: 09/01/14.
  • Bonus “will be credited to the account within… 30 business days of the third month’s required bill payments”.

Read full T&C HERE and HERE.

US BANK (national): 

$150 bonus plus “a chance to win a Tesla Model S or $100,000 in cash”. Opt for easy checking account unless you’re looking for other banking benefits. 

Highlights:

  • Maintain a $1,500 to avoid a monthly fee.
  • Expiration Date: 09/12/14.
  • “Complete three or more Online Bill Pay transactions by October 31, 2014”.
  • “The cash bonus will be deposited into your new Checking Account within 60 days of… Bill Pay verification”.

Read full T&C HERE and HERE.

NEW BUSINESS ACCOUNT BONUS OFFERS

Capital One:

$250 Bonus

From the horse’s mouth:

Sure seems easy to me! The expiration date is 08/31/14.

South Shore Bank:

$200 Bonus plus $50 check order credit.

Please note: the offer is supposedly valid for Massachusetts residents only, however, I have not found these restrictions in the T&C. The expiration date is not listed.

What you get and what you will need to do from the horse’s mouth:

  • Receive $50 for opening a new business checking account
  • Receive a $50 check order credit
  • Receive $50 for signing up for Online Banking
  • Receive $50 for signing up for eStatements
  • Receive $50 when you set up a recurring ACH credit

Photo by: freemoneyday

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2 Responses to Make Tomorrow Your Free Money Day

  1. sam says:

    hey ANdy,

    sorry for the stupid question…. when applying for one of these accounts, do they do a hard pull?

    • Andy Shuman says:

      There is nothing stupid about your question, Sam. Both Astoria and US Bank did a soft pull in my case, and from the reports I’ve seen, it seems to be a routine.

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