Category Archives: Credit Cards

Should You Apply for the New Barclays 64,000 Choice Privileges Points Offer? Part 1: Scandinavia

  The 64,000-point offer has expired. Folks have long believed that the Choice Privileges points and, by extension, Choice Privilege credit card are mostly good for Scandinavia. I have shared that belief for years until I’ve done my own more thorough research. After I did, I’ve found it not necessarily to be the case. HavingContinue Reading

How Many Ultra-Premium Cards Do You Have in Your Wallet?

  To be clear, I’m talking about the cards that cost $400-$550 a year. Over the years I’ve spent thousands of dollars on credit card annual fees. And I don’t regret it for a moment. Back when American Express had a short-term memory, I would reapply every year for American Express Platinum Personal and BusinessContinue Reading

Credit Card Bonuses: Latest News, Blues, and a Tightened Noose

  I’m in Brazil now. Rio → São Luís → Santo Amaro → Rio. The output will be limited for the next 10 days. Credit card bonuses: the news Both AMEX SPG cards, personal and business, now have new sign-up bonuses. The Personal card is 75,000 and the Business 100,000 Marriott points after spending $3,000Continue Reading

Part 1: Get Delta One Suite to Europe for 39,000 MR Points With the 30% American Express Transfer Bonus to Virgin Atlantic

  8.1.18 This is a major and comprehensive update of my old post from November 2017 due to the new American Express Transfer Bonus. I’ve also added new searches and checked availability for major routes. The 30% American Express transfer bonus to Virgin Atlantic is active until 9.12.18, and it’s one of the best dealsContinue Reading

The Chase Ritz Carlton Card Is DEAD, Sweet Citi Prestige Retention Offer, My Other Credit Card Musings, and How to Lose a Bunch of Your Email Subscribers in One Day

  So the Chase Ritz Carlton Card stopped accepting new applications. Doctor of Credit even tried to bribe his followers to find a working link, but alas, no soup. That’s a huge blow – to everyone who doesn’t care about the upcoming SPG Luxury card (you won’t be eligible for the SPG Luxury card if youContinue Reading

I’ve Lost My Credit Card Affiliate Links (And I’m Perfectly Fine With It)

  As ridiculous as it sounds, I have indeed lost my credit card affiliate links Not that they made any difference anyway – I maybe pulled a few commissions in the course of several months. Thank you so much to those of you who supported me on the blog, by the way. I only hadContinue Reading

Miles and Points Strategy for Light Credit Card Users Who Love to Travel

  If you are a reluctant credit card user with a reasonably thick credit file, banks want you. Badly! It’s like that joke, remember?  How banks love giving loans to people who don’t need them. Same thing. Banks hope you will become loyal and spend lots of dough on their credit card so they canContinue Reading

Ebates 13% Cash Back Today Only — Stack With Other Coupons and Credit Cards 5% Cash Back

  I don’t do coupons or those special $5-10 off deals, etc. for 2 reasons. First, because there are other bloggers who do it better than me, and second, because these kinds of savings don’t inspire me, personally. I’m just not a coupon kind of guy, that’s all I’m saying. But this one-day Ebates 13%Continue Reading

ANA Has Dropped Fuel Surcharges for Award Flights on Scandinavian Airlines

The ANA page tends to default back to Japan (as a home region) when you log out and log in again. I didn’t think much about it until I finished all the screenshots for this and another post. Then I realized that all that JPY pricing might look weird (duh!) but seriously, I’m not goingContinue Reading

LAST DAY to Get an UNCAPPED IHG Anniversary Night in the First Year

  On Aprtil 2, I made the case that the IHG card is no longer worth applying because Chase had limited the most important card’s benefit, free IHG anniversary night, to a redemption value up to 40,000 points. New IHG Devaluation April 2, 2018 — Chase Limits the Anniversary Free Night to 40,000 Points PreviousContinue Reading

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