Why is it good? Because when you churn, you must watch your credit usage. As you can imagine, there are plenty of paid options out there to do exactly that but before last week your only free option was Credit Karma. Now, I am subscribed to Credit Karma Monitoring, and it’s a great service, so you should use it too. But Credit Karma uses Transunion, while Credit Sesame utilizes Experian. So grab it. The more the merrier. There is no downside I can think of since the price is exactly right. Zero!