The M&T Bank $300 Bonus Offer (No Direct Deposit Required)

Facebooktwitterrss

 

M&T Bank $300

I don’t usually cover bank bonuses – that’s DoC’s purview, and he’s quite thorough about it. However, this $300 bonus from M&T Bank caught my attention for 2 reasons.

1. It’s free money

2. No direct deposit is required

Now, I know not everyone shares my hatred for this particular hoop banks usually want us to jump through – the direct deposit requirement. It’s not that hard to set up a direct deposit, right? Well, when you churn banking bonuses, you probably don’t want more complications in your life than you already have, or, at least, I don’t. Which is why, I think this bonus is OK. Not spectacular, but just OK if you want an easy $300.

The M&T Bank $300 bonus terms

Here is what you’d need to do to get the $300 bonus:

  • Open a new MyChoice Premium Checking account by September 28, 2018

  • Deposit $10,000 or more by September 28, 2018

  • Maintain a $10,000 average daily balance in October and November 2018

  • Receive $300 cash bonus by December 31, 2018

Reading the terms and conditions, I don’t see anything about direct deposits being a part of the deal.

The M&T Bank $300 bonus terms gotchas

  • $300 cash bonus is not available for accounts opened online (not sure if it means that you can open over the phone).

  • The MyChoice Premium Checking account costs $24.95 a month (avoidable if you maintain the average $7,500 monthly).

  • You’ll tie up $10,000 for 2 months, and 7,500 for the third month.

  • You’ll be hit with an early termination fee of $50 if you close your account within the first 6 months (I’d take the hit rather than tie up my money for another 3 months).

I received the offer in the email. There is no direct link, and are no special codes, so I presume it’s a public offer, and everyone is eligible, so you can call or visit the branch and mention the $300 bonus for opening a new MyChoice Premium Checking account. The M&T Bank operates in the following states:

  • Connecticut

  • Delaware

  • District of Columbia

  • Florida

  • Maryland

  • New Jersey

  • New York

  • Pennsylvania

  • Virginia

  • West Virginia

I have no idea whether it would or wouldn’t work for out-of-state customers.

The Phone Number is: 877-794-2373

How does the M&T Bank $300 bonus compare to other M&T offers?

Unfavorably, if you don’t count the lack of direct deposit requirement. This M&T Bank $250 offer is better if you don’t mind the $500 – $1,500 direct deposit for the first 3 months. See which of these offers works better for you.

Facebooktwittergoogle_plusredditpinterestlinkedintumblrmail

American Express 40% Transfer Bonus: Fly to Europe for 10,000 Points

  UPDATED: I’ve thoroughly revised/rewritten this post because of the new American Express 40% Transfer Bonus and other changes. American Express is offering a 40% transfer bonus to British Airways, Aer Lingus, and Iberia frequent flyer programs. I’ll refrain from covering the British Airways Avios because the BA Executive Club program has been covered adContinue Reading

Virgin Atlantic Miles: Citi ThankYou 30% Transfer Bonus: Business Class for 39K Points to Europe, 35K to South America, 97K to New Zealand, or First Class for 85K (RT) to Japan

  UPDATED: The AMEX MR 30% transfer bonus to Virgin Atlantic is gone. A lot of people don’t take Virgin Atlantic miles seriously and I used to be one of them. Virgin Atlantic is not everyone’s cup of tea. It adds god-awful scamcharges to award redemptions and its Upper Class is not all that awesome.Continue Reading

My Mini Guide to Lençóis Maranhenses, the Most Unique Wonder of the World You’ve Never Heard About – Part 2: Costs and Logistics

“Anywhere in the world this place would be visited only for the dunes, even if there were no lagoons,” an angry gringo told me once. He had a point. Ricardo Freire, a Brazilian travel writer My Mini Guide to Lençóis Maranhenses, the Most Unique Wonder of the World You’ve Never Heard About: Part 1 SorryContinue Reading

Business Class to Australia / New Zealand for 120,000 Miles Round Trip!

  Awards in Business Class to Australia are not easy to come by, but United has great award space for flights to Australia in Business next spring and summer (our spring and summer, that is). That includes both Sydney and Melbourne. Business Class to Australia Below is availability for 2 passengers for flights to SydneyContinue Reading

How Many Ultra-Premium Cards Do You Have in Your Wallet?

  To be clear, I’m talking about the cards that cost $400-$550 a year. Over the years I’ve spent thousands of dollars on credit card annual fees. And I don’t regret it for a moment. Back when American Express had a short-term memory, I would reapply every year for American Express Platinum Personal and BusinessContinue Reading

My Mini Guide to Lençóis Maranhenses, the Most Unique Wonder of the World You’ve Never Heard About: Part 1

I’ve been fortunate enough to visit yet another Wonder of the World. Because if the Lençóis Maranhenses National Park in Northeastern Brazil is not a true wonder of the world, I don’t know what is. While you won’t find Lençóis Maranhenses on any major travel bucket list, it should be on yours. Whatever it isContinue Reading

Credit Card Bonuses: Latest News, Blues, and a Tightened Noose

  I’m in Brazil now. Rio → São Luís → Santo Amaro → Rio. The output will be limited for the next 10 days. Credit card bonuses: the news Both AMEX SPG cards, personal and business, now have new sign-up bonuses. The Personal card is 75,000 and the Business 100,000 Marriott points after spending $3,000Continue Reading

30% American Express Transfer Bonus to Virgin Atlantic and Why Go for It: Part 2 – One Unicorn Redemption on South African Airways

  Part 1: 30% American Express Transfer Bonus to Virgin Atlantic and Why Go for It: Amazing Values on Delta Update 8.27.18: According to reader Brian, Virgin now adds YQ for the South African flights (north of $600).  Update 8.4.18: I’m updating this post because the 30% American Express transfer bonus is available again. If youContinue Reading

PART 5: Marriott Cheap Category Hotels in Spain

  PART 1: Marriott Category 1 and 2 Hotels in the U.S. PART 2: Marriott Category 3 Hotels in the U.S PART 3: Marriott Low Category Hotels in Canada PART 4: Marriott Cheap Category Hotels in Mexico, Costa Rica, Puerto Rico, Jamaica, and the Dominican Republic PART 5: Marriott Cheap Category Hotels in South America Marriott NewContinue Reading

Copyright © 2018 lazytravelers.net. 2013-2017 All Rights Reserved. 

Follow

Get every new post delivered to your Inbox

Join other followers